Please read the following document in addition to your pre-contract information and SECCI. You should consider the information given in all three documents before signing your finance agreement.
1. Who are we?
Mirabeau Capital LLP t/a Prime Vehicle Sales, 20 Brookside Industrial Estate, Sawtry, Huntingdon. PE28 5SB.
2. What can we do to help your purchase?
We are authorised and regulated by the Financial Conduct Authority for credit brokerage. Our FCA number is 629529. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers who may offer us an incentive to do so. We will not charge you any fee for our services.
3. Can we give you independent financial advice?
We are a credit broker and not a lender. We can introduce you to a limited number of lenders and their finance products which may have different interest rates and charges. We are not an independent financial advisor. We may advise you on the products, subject to your personal circumstances, though you are not obliged to take our advice or recommendation. We do not charge you a fee for our services. Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow).
The lenders we work with could pay commission at different rates. However, the amount of commission we receive from a lender does not have an effect on the amount you pay to that lender under your credit agreement.
4. Which service will we provide you with?
The service we provide is on a non-advice basis, we will however provide you with enough product information for you to make a decision on an informed choice basis.
You may obtain free, independent financial advice from the Money Advice Service at www.moneyadviceservice.org.uk
5. What to do if you have a complaint
If you wish to register a complaint, please contact us:
· In writing: Mirabeau Capital LLP t/a Prime Vehicle Sales 20 Brookside Industrial Estate, Sawtry, Huntingdon. PE28 5SB
· By phone: 01487 834546
· By email: firstname.lastname@example.org
If you cannot settle your complaint with us, you may be entitled to refer this to the Financial Ombudsman Service.
6. Are we covered by the Financial Services Compensation Scheme (FSCS)?
We are covered by the FSCS. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim. Further information about compensation scheme arrangements is available from the FSCS. (Point 8, Only required if Insurance Products are sold)
7. The Data Protection Act
Mirabeau Capital LLP t/a Prime Vehicle Sales is also governed by the Data Protection Act. This ensures any information you give to us is secure and confidential. This information may be passed to other groups and affiliated members including our panel of lenders. Without this information Mirabeau Capital LLP t/a Prime Vehicle Sales is unable to process your order or enquiry. Under the data protection act you may have this information restricted or removed by telling Mirabeau Capital LLP t/a Prime Vehicle Sales at a later date. If you provide information and later wish to have this data restricted or removed from Mirabeau Capital LLP t/a Prime Vehicle Sales, please contact Mirabeau Capital LLP t/a Prime Vehicle Sales on 01487 834546.